Used a Lloyds ATM in the UK near the Elvis Presley/Graceland display in Memphis - it worked with my Lloyds Visa card and felt safe.

HSBC has very few ATMs left around the Philippines. No fees, but plan in advance as theyre mostly in big cities.

RAK Bank offers 24-hour ATM access. Very convenient.

US card worked at HSBC Turkey. No fees charged.

BBVA ATMs are usually well located with short queues. Convenient option.

No withdrawal fees at CIMB. That was a pleasant surprise!