Some do take cards but many smaller places prefer cash. The one I stayed at in Berat accepted Visa but not Mastercard. Weird. I still carried 10,000 l...

lost my N26 card in Tirana. ATM at OTP just took it and screen froze. couldn’t get any help there, staff only spoke Albanian and weren’t helpful. ende...

I was in Saranda and Gjirokaster last month, never felt unsafe, even after 9pm. That said, I avoided street corner ATMs. I’d use the one at Credins Ba...

I was in Albania summer 2024. Every withdrawal cost something-minimum 500 Lek at Union Bank, Credins, OTP, Tirana Bank and more. Fees ranged up to 800...

Simple rule: decline conversion always. The ATM is trying to do you a "favour" but it's really just a way to add fees. I tested it with my Wise card, ...

I used a Mastercard to buy metro tickets at machines in Wrocław, worked perfectly. Machines have English too. Didn’t try paying onboard though. I thin...

I stayed in Poznań and Wrocław, both hostels accepted Mastercard and even Amex at check-in. But one of them charged a 2% fee for card payments. Heads-...

I lost mine in a Millennium Bank machine near Poznań Główny station. Luckily, it was a 24h branch, so I went in first thing in the morning. Staff was ...

I felt fine using the Santander ATM near my hostel around 10pm. It was in a busy area with cameras and lighting. Avoid isolated or sketchy spots thoug...