Even after declining currency conversion, Novo Banco ATM processed my request and charged me anyway.

At NCBA Bank in Kenya, make sure to hit Decline Conversion. Itll stop you from being charged unnecessary currency fees.

CRDB ATM was out of cash when I went. Bad timing!

Used Geldmaat ATM with Visa and Mastercard from Austria and Switzerland-worked perfectly and no fees. I think for non europe folks there is a fee

Withdrawal limit was higher than most ATMs - managed to take out over 1 million riel.

The security guys at Absa were incredibly kind and welcoming.