Went to Union Bank ATM and was told by the security guard it was closed. Machine wasnt operational.

Look for the black and yellow design-Raiffeisen ATMs are easy to spot in Romania.

Travelex ATMs are everywhere in airports, but yes-they always charge fees.

HSBC said 0 fees but charged me 5.26%-because I accepted conversion. My bad!

Excellent condition-Davivienda ATMs were clean and well maintained.

CBM only issues local currency-wont accept requests for USD or EUR.