Withdrew £500 from a Chase Current account at NSB ATM in Sri Lanka - no conversion fees or ATM charges.

Habib Bank in Pakistan advertises fee-free withdrawals, but I was charged Rs 850 on a Rs 20,000 withdrawal. Not cool.

Used my home country card at Nordea ATM-worked perfectly.

Commerzbank has new ATMs-fast and slick interface.

Once BANCOBISA closes, the ATM also shuts down - no service outside branch hours. Not 24/7!

BCA is one of the most reliable ATM services in Bali. Secure and well maintained.