Ziraat Bank ATM in Goreme, Turkey prompts an 8% markup if you accept conversion.

Tried to use a VietinBank ATM in Vietnam, but it was shut down - pretty disappointing to see it closed.

No ATM fees at Santander for foreign cards. Really appreciated!

TSB ATMs were available both inside and outside bank branches. Clean and easy to find.

Paid 500 Lek fee at FIBANK but was able to withdraw 5000 Lek with my foreign card. So far, so good.

Istarska Kreditna Banka had no lines. Quick and easy to get cash!

Used a US card at BMCI. Withdrawal worked, but the fees were high.