Is it okay to use ATMs late in the evening in Panama or should I stick to daytime withdrawals only? I am a single woman travelling so want to be safe.
I arrived late at Albrook Terminal and needed cash. Found a working ATM but didn’t feel comfortable - the lighting was poor, and there were loiterers. My tip: for safe ATM use in Panama after dark, head to malls or hotels instead of transit areas. Bring some cash in advance for arrival.
As a digital nomad based in Panama City for a month, I regularly used ATMs at night near Obarrio. Banco Nacional machines were reliable, and the areas had CCTV and foot traffic. Is it safe to use an ATM at night in Panama? Yes, if you're in central locations - just avoid standalone kiosks near bus stops.
I stayed in Boquete and tried to use an ATM around 8 PM. It was outside a supermarket, and while the street was quiet, I didn’t feel threatened. Machines from Global Bank and BAC worked best for me. Withdrawing cash after dark in Panama is fine in cities, but in small towns, machines may shut down or reject foreign cards.
ATM safety at night in Panama City is fairly good in tourist areas. I withdrew cash at a Banco General ATM in El Cangrejo around 11 PM - the area was lively, well-lit, and I didn’t feel unsafe. For travelers, late-night ATM use in Panama City is okay as long as you stick to malls or major hotels. Avoid isolated ATMs in Casco Viejo after hours.