Ziraat Bank ATM in Goreme, Turkey prompts an 8% markup if you accept conversion.
Ziraat Bank didnt charge any fee but it forcibly asks you to Accept Conversion. Ridiculour 8% fee
ING Bank in Antalya had 0 fees. Just decline conversion and youre set. Withdrew 9000 TRY!
Definitely decline conversion at ING Turkey or youll pay 12%! No fee otherwise.
Make sure to decline conversion at Fibabanka. Thats how you avoid the extra charges.