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Exchange USD at airport or withdraw from ATM in Italy?

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(@lunaseeker11)
Posts: 1
New
Topic starter
 

Just landed - wondering what gives the better rate in Italy: ATM withdrawal or airport exchange counter?


 
Posted : May 2, 2025
(@rebecca571)
Posts: 676
Honorable Moderator
 

i checked both. The exchange counter in Rome Fiumicino was a total ripoff. Huge spread on the rate and a service fee. I walked outside to an ATM at the train station and got a much better deal using my debit card. So yes, ATMs win by far but try to find one linked to a proper Italian bank.


 
Posted : June 21, 2025
(@harrisp)
Posts: 407
Reputable
 

Posted by: @lunaseeker11

Just landed - wondering what gives the better rate in Italy: ATM withdrawal or airport exchange counter?

Used a Wise card to withdraw from a UniCredit ATM in Florence. The rate was pretty close to market and no extra charges from the Italian side. Meanwhile the airport exchange kiosk was charging 9 percent over the real rate plus a 5 euro fee. No contest. Go ATM every time.

 


 
Posted : June 21, 2025
(@richwalker09)
Posts: 691
Honorable Moderator
 

I made the mistake of exchanging at the airport in Milan. Lost around 30 euros on a 200 euro exchange. Rates were awful and they added a flat fee. Later I used my card at an ATM from Intesa Sanpaolo and got a way better deal. Use an ATM outside the airport if you can wait.


 
Posted : June 21, 2025
(@melaniesmith)
Posts: 285
Reputable
 

Definitely go with ATM withdrawal. Airport exchange counters usually give terrible rates and charge hidden fees. I compared once in Rome and the airport counter offered 15 percent worse than what I got from my ATM. Just make sure you use a bank ATM and decline conversion if asked.


 
Posted : June 21, 2025
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