I used my US card in Portugal & the ATM just asked me Charge in USD or Charge in EUR - I feel like I should choose USD coz thats the currency in my bank account but it had these super confusing numbers on the screen saying 8% markup so not sure. What should I do?
Even after declining currency conversion, Novo Banco ATM processed my request and charged me anyway.
Declined currency conversion at Novo Banco but still got charged €4.50. Location was okay but not transparent.
Used the Banco BPI machine outside - great location, simple to follow. Just make sure to decline conversion to save money.
Novo Banco ATM tricked me-pressed decline conversion multiple times but it still applied it. Not going back to this one.
ATM at Santander didnt always register button presses. Be careful during conversion prompts-press multiple times to be sure it goes through.
Moved to Portugal recently from India-sometimes Banco CTT ignored my Decline Conversion choice and still applied it. Be cautious!