Is it okay to use ATMs late in the evening in Switzerland or should I stick to daytime withdrawals only? I am a single woman travelling so want to be safe.
Even in smaller towns like Interlaken, I had no trouble withdrawing cash at night. ATMs from PostFinance worked flawlessly. Cash withdrawal in Switzerland after dark is safe, quick, and worry-free - even more so than in many major US or EU cities.
While in Lucerne, I withdrew money from a Raiffeisen ATM after a concert - no concerns at all. Most machines are accessible 24/7, and streets are well-monitored. Is it safe to use an ATM in Switzerland at night? Yes - in nearly all areas. Still, common sense applies: choose ATMs in well-trafficked locations.
In Geneva, I used a Credit Suisse ATM near the lakeside promenade. The area was calm, clean, and felt safe even at 10 PM. Switzerland’s banking infrastructure is top-tier, and withdrawing cash after dark is as reliable as it gets. No card issues and quick transactions.
Switzerland felt extremely safe. I used a UBS ATM near Zürich Hauptbahnhof around 11 PM - plenty of foot traffic, lights, and police presence. ATM security at night in Switzerland is excellent, especially in urban areas. Just avoid late-night machines near nightlife zones if you want to steer clear of drunk crowds.