Can I pay taxis in Cook Islands in cash?

I used taxis a couple of times in Rarotonga and every driver said the same: no cards, only cash. It’s not like in New Zealand where cards are accepted everywhere. On the islands, transport is pretty informal and you’ll be expected to pay face-to-face in cash. Taxis are also scarce, so don’t rely on them as your main way of getting around. Treat them as a backup option, and always keep cash handy to avoid awkward moments at the end of a ride.

My advice for taxis in the Cook Islands is simple: carry cash and expect higher fares. I took one late at night from Avarua, and it cost more than I imagined, but the driver only wanted bills. Card payments aren’t part of the culture for transport here. Visitors usually rent scooters, walk, or use the local bus, which is cheaper and fun. If you decide to use taxis, just budget some New Zealand dollars in cash. That’s the only way to go.

When I visited Muri Beach, I took a taxi back to my accommodation and quickly learned they don’t accept cards. The driver said “cash only” before I even got in. It wasn’t a surprise because locals had warned me in advance. The Cook Islands is a relaxed, small place where digital systems haven’t really taken over. Cash is just the way things work. If you’re used to tapping a card everywhere, this might feel inconvenient, but it’s the reality here.

Taxis are limited in the Cook Islands, and when you do get one, payment is almost always cash. On Rarotonga, I had to ring ahead to book a taxi and the driver asked for New Zealand dollars upfront. There are no ride-hailing apps, and I never saw a card reader in any cab. It’s wise to keep small bills ready because fares can feel steep for short distances. Honestly, most people get around on scooters or buses because taxis are expensive and old-school cash only.