Which are the best ATMs in American Samoa for foreigners - free & high limits?

Best luck I had was with the ATM outside the Pago Plaza - it’s from Bank of Hawaii and accepted both my HSBC and Capital One cards. Max I could take out in one go was 2000 T$, though your card issuer might cap it too. Cheapest ATMs in American Samoa for tourists are tied to the big banks. Try to avoid sketchy-looking standalone machines - one near the gas station charged $6 plus poor conversion. Always decline any offered conversion when withdrawing.

When I landed, I found most ATMs had a $200 withdrawal cap per transaction. I used the ANZ ATM at Laufou Shopping Center and it accepted my Revolut Mastercard but rejected my Amex. Foreign debit card usage in American Samoa isn’t perfect, but major networks usually work. Some ATMs charge higher fees if not tied to a main bank branch. Try to group withdrawals to reduce per-use charges. Also, bring a backup card - I had one ATM suddenly go offline mid-withdrawal, and no one around knew how to fix it. 😩

I worked remotely from Pago Pago for a short stint and needed frequent access to cash. The NB Samoa ATMs in American Samoa were the most dependable for foreign Visa or Mastercard users. I was able to pull out $200 per transaction. The fee per transaction was around $4.

I used my Wise Visa debit card at the ANZ Amerika Samoa Bank ATM in Fagatogo and it worked fine - no issues with acceptance. The machine allowed me to withdraw $200 per transaction, but when I tried a second time, it declined. Not sure if that was a bank policy or just a glitch. ATM withdrawal limits in American Samoa for foreign cards seem to hover around $200-$300 per use. The fee was $3.50. I’d avoid using the ATM in the airport - the one near the McDonald’s in Tafuna was cheaper and more reliable.