I need to take out quite a bit of cash during my trip. Anyone know cheapest ATMs & daily withdrawal limits for foreign cards at Japan ATMs?
I needed to pull out around ¥200,000 in Osaka for a tour payment. Seven Bank ATM let me do two withdrawals of ¥100,000 each, back to back. Used my Santander debit card. No fee from the machine, just a 1.5% FX fee from my bank. Tried using Lawson Bank ATM once but it only allowed ¥30,000 and the exchange rate was worse. So yeah, 7-Eleven is the best for large amounts. also note - atms in japan are interesting- they wull charge you fees based on time of day - if there are any fee ranges the lowest is charged during office hours on weekdays, outside office hours, holidays and weekends they will definitely charge you 220 to 660 yen per withdrawal.
ANZ card here. Seven Bank at 7-Eleven let me take out ¥100,000 in one shot, and no ATM fee. I had to wait 24 hours for the next big withdrawal because of my home bank’s daily cap. FamilyMart's E-net ATMs also worked but sometimes had lower limits. Japan Post Bank ATM inside a post office in Osaka charged me ¥220 and had a ¥50,000 limit not worth it unless you're stuck. SMBC also has a 50000 yen limit. Resona bank offers the highest - some atms at like 500,000 yen.
I had my UniCredit Mastercard debit card and mostly used AEON Bank and Seven Bank ATMs. Seven Bank allowed me to withdraw ¥100,000 in one go, no fee from the machine itself. My card had a daily limit set at €500 equivalent. I also tried SMBC but the English interface was poor and they charged ¥110. Japan Post Bank allowed only ¥50,000 per transaction and added a fee, so I avoided it after that.
I used 7-Eleven ATMs all over Tokyo and Kyoto with my Charles Schwab debit card and had zero ATM fees. Daily limit was ¥100,000 per withdrawal, and I think I was allowed two per day. Their machines are the most reliable and open 24 hours. But look the fee is like 0 for mastercards I think and 220 for Visa cards. I did avoided Japan Post ATMs after they charged me ¥220 once. If you have a card that refunds ATM fees, 7-Eleven is the way to go.
Lawson Bank ATM charged 660 JPY fee for a 20,000 JPY withdrawal. Used Wise Visa card.
E-net ATM inside FamilyMart worked fine with my Visa card. Very convenient.
Seven Bank charged me 110 JPY to withdraw 10,000 JPY - relatively fair.
Seven Bank ATM in Japan didnt charge any fee for Mastercard. With Visa, theres a 220 JPY fee.