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[Solved] Credit card declined in India

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(@lilashopper304)
Posts: 1
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Topic starter
 

My credit card keeps declining in India and I have enough money on there and all international transactions are activated - what do I do?


 
Posted : February 18, 2024
(@melaniesmith)
Posts: 285
Reputable
 

go to your mobile banking app - toggle off all the "international transactions" on your card, wait a bit and toggle them back on. sometimes bank server issues just need a little bit of shaking haha - this worked for me. 3 times transaction failed - did this and transaction went through in 1 go.!!!


 
Posted : June 20, 2025
(@richwalker09)
Posts: 691
Honorable Moderator
 

Posted by: @lilashopper304

My credit card keeps declining in India and I have enough money on there and all international transactions are activated - what do I do?

Same thing happened to me. My revolut did not work at this machine but my bank of america card did. never figured out why. both cards worked at other places. 

 


 
Posted : June 20, 2025
(@rebecca571)
Posts: 676
Honorable Moderator
 

Posted by: @lilashopper304

My credit card keeps declining in India and I have enough money on there and all international transactions are activated - what do I do?

What did happen once to me is that the machine at a hostel was connected to a very low internet connection so the transaction kept timing out. the guy tried it 3-4 times and moved around a bit and eventually it went through.

 


 
Posted : June 20, 2025
(@harrisp)
Posts: 407
Reputable
 

are you using an Amex on a Visa, Mastercard machine? that's probably why. check with the shop before hand.


 
Posted : June 20, 2025
(@shyotter858)
Posts: 6
Active
 

Indian Bank ATM accepts all card types. ATM was available and functioning.


 
Posted : February 7, 2025
(@sillyhamster1351)
Posts: 6
Active
 

Kotak Bank ATM accepted my HSBC Mastercard debit card. It worked fine, but the facility was not well maintained.


 
Posted : January 5, 2025
(@nerdyknight9316)
Posts: 6
Active
 

Tried using my Revolut card from the US at Bank of Baroda - didnt work. Not sure if its this ATM or a general issue with the bank.


 
Posted : December 26, 2024
(@sleepyknight9519)
Posts: 6
Active
 

IDBI Bank ATM in India works 24x7 and accepts Visa, Mastercard, and RuPay debit cards. Inside the bank premises - always stocked.


 
Posted : June 19, 2024
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