Just landed - wondering what gives the better rate in Algeria: ATM withdrawal or airport exchange counter?
Having lived in Algeria for over a year, I’d advise all visitors to avoid airport exchange desks. The markup is significant and rarely posted clearly. Algeria ATM vs exchange rate comparison always favors ATMs if you're using a card like Wise, N26, or Revolut. Credit Populaire d’Algerie ATMs usually provide stable access and fair rates. For large sums, use branch ATMs during the day and always decline DCC prompts. Some kiosks in airports even try to bundle extra fees under “commission,” so you may get less than expected.
The airport in Constantine had only one exchange counter and the rate was noticeably worse than what I later got from a Banque Nationale d’Algerie ATM. I withdrew 10,000 DZD and my bank’s app showed a better rate than even Google’s mid-market rate. Exchange counters at Algerian airports are convenient but pricey - fine for emergencies, but not ideal for long trips. Best option? Withdraw small amounts from a known bank ATM and confirm fees before hitting “accept.” And always carry a spare card in case one gets blocked.
After arriving in Oran, I tested my Revolut card at a Banque d’Algerie ATM. The rate beat the airport kiosk by nearly 10%. ATM withdrawals in Algeria give better exchange rates for tourists, especially if you avoid Dynamic Currency Conversion (DCC). Airport counters often deal in fixed, outdated rates and add commission. That said, ATMs in Algeria do sometimes reject foreign cards without warning, so always carry a small amount of USD or EUR just in case. Avoid using machines in shady areas - go for the ones inside banks.
When I landed in Algiers, I checked both the exchange booth and an ATM near arrivals. The counter offered 125 DZD per USD, while my ATM withdrawal with Wise gave me around 135-137 DZD after fees - much better. Airport exchange rates in Algeria are significantly worse than what ATMs provide, especially if your card has low international fees. Just make sure to decline the currency conversion option at the ATM. Pro tip: don’t rely on one ATM; some machines reject foreign cards without explanation.